Recent Articles

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Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Published on 09/19/2025

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Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Published on 09/12/2025

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Why Mortgage Rates Move: What Every Homebuyer Should Know

Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.

Published on 09/03/2025

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Mortgage Market Insights – Week of August 25–29, 2025

The housing market is shifting in buyers’ favor as summer winds down, with more inventory and slower price growth creating new opportunities. But success in today’s market isn’t just about finding the right home—it’s about having the right team. From lender to real estate agent, closing attorney, and insurance partner, each plays a vital role in keeping your purchase on track.

Published on 08/29/2025

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Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.

Published on 08/27/2025

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Mortgage Market Insights – Week of August 18–22, 2025

The housing market is showing encouraging signs as we move into late summer. Here are the highlights from this past week:

Published on 08/22/2025

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Lower Rates? Don’t Relax Just Yet

Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.

Published on 08/20/2025

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Mortgage Market Update – Week of August 11- 15, 2025: Lower Rates and a Commitment to Serving You Better

Mortgage rates have dropped to their lowest level since October 2024, offering a welcome opportunity for buyers and homeowners considering a refinance. Last week, I traveled with a real estate partner to United Wholesale Mortgage’s headquarters in Michigan for specialized training — bringing back insights and tools to help make the mortgage process smoother and more efficient for my clients.

Published on 08/15/2025

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Mortgage Rates at 10-Month Lows! Big Opportunity!

Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.

Published on 08/14/2025