Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.
Published on 05/07/2025
March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Published on 04/30/2025
This week's Mortgage Market Update highlights steady but elevated mortgage rates, with the 30-year fixed average hovering around 6.81%. Mortgage applications dropped sharply, reflecting heightened borrower sensitivity to near-7% rates. The Federal Reserve maintained a cautious tone, signaling a likely pause in interest rate changes. Policy adjustments included tightened FHA loan eligibility and reduced credit access initiatives by FHFA leadership. Major lenders reported substantial year-over-year declines in home loan originations, amid ongoing credit tightening and industry layoffs. Meanwhile, the housing market showed mixed signals: inventory levels rose significantly, tempering price growth, but overall demand remained subdued due to persistent affordability challenges.
Published on 04/25/2025
Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.
Published on 04/23/2025
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Published on 04/16/2025
Explore how southern U.S. cities like Miami and Memphis are becoming more accessible to homebuyers due to increased inventories and price reductions.?
Published on 04/09/2025
Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.
Published on 04/02/2025
Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.
Published on 03/26/2025
Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.
Published on 03/19/2025
