The Fed cut rates by ¼% this week — but mortgage rates didn’t drop. In fact, they ticked slightly higher right after the announcement. Here’s why: mortgage rates move based on market expectations, not the Fed’s overnight rate, and the cut had already been priced in. Learn what this means for buyers and homeowners, plus why now may be a smart time to review your refinance options before our 10/1 pricing incentive window closes.
Published on 09/19/2025
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
The housing market is shifting in buyers’ favor as summer winds down, with more inventory and slower price growth creating new opportunities. But success in today’s market isn’t just about finding the right home—it’s about having the right team. From lender to real estate agent, closing attorney, and insurance partner, each plays a vital role in keeping your purchase on track.
Published on 08/29/2025
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
The housing market is showing encouraging signs as we move into late summer. Here are the highlights from this past week:
Published on 08/22/2025
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Published on 08/20/2025
Mortgage rates have dropped to their lowest level since October 2024, offering a welcome opportunity for buyers and homeowners considering a refinance. Last week, I traveled with a real estate partner to United Wholesale Mortgage’s headquarters in Michigan for specialized training — bringing back insights and tools to help make the mortgage process smoother and more efficient for my clients.
Published on 08/15/2025
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Published on 08/14/2025
Mortgage rates have fallen for the third straight week, reaching their lowest point since spring. With home price growth slowing and inventory improving, buyers and homeowners may have new opportunities in today’s market. Read the full update to learn what this means for you.
Published on 08/08/2025
Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.
Published on 08/05/2025
If you’ve been keeping an eye on mortgage rates this summer, you’ve probably noticed they’ve been holding fairly steady. Here’s what’s going on in the market right now and what it could mean for you if you’re thinking about buying, selling, or refinancing.
Published on 08/01/2025
Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.
Published on 07/30/2025
If you're planning to buy a home, refinance, or tap into your home equity, you’ve probably noticed that mortgage rates are still on the higher side. Here’s what’s going on—and what to expect in the weeks ahead.
Published on 07/25/2025
A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.
Published on 07/23/2025
It’s mid-July and the North Georgia housing market continues to move at a steady pace. Here’s what buyers, homeowners, and curious onlookers should know this week
Published on 07/18/2025
A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.
Published on 07/16/2025
Summer is in full swing, and so is real estate season. Whether you're thinking about buying, refinancing, or tapping into your home's equity, here are a few things happening this week that could impact your next move.
Published on 07/11/2025
Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.
Published on 07/08/2025
