Recent Articles

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Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.

Published on 12/10/2025

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This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.

Published on 12/06/2025

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Mortgage Market Update: What Today’s Inflation Report Means for Homebuyers

As we head into the final month of the year, the housing and mortgage markets continue to be shaped by new economic data. This morning brought updates on inflation, personal income, and consumer sentiment—three indicators that help guide expectations around the broader economy and the direction of mortgage rates. Here’s a simple breakdown of what was released today and what it may mean for you if you’re thinking about buying, refinancing, or planning a move.

Published on 12/05/2025

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Stronger Data Last Week Caused a Slight Rate Bump

Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners

Published on 12/01/2025

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Mortgage Market Update: What This Week’s Trends Mean for Homebuyer

As we head into the final weeks of fall, the housing market continues to show steady activity, giving buyers more clarity and confidence than we’ve seen in recent months. Even though financial markets remain sensitive to economic data, the real estate side of the equation has been moving in a much healthier, more predictable direction.

Published on 11/21/2025

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What Today’s Jobs Report Means for Mortgage Rates

Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.

Published on 11/21/2025

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Mortgage Market Update: What This Week’s Trends Mean for Homebuyers

As we move through the fall housing season, the mortgage market continues to show steady, healthy activity—especially on the home-purchase side. Even though the broader financial markets remain sensitive to economic data and seasonal fluctuations, homebuyers are staying active and many are beginning or restarting their search. Here’s a simple breakdown of what happened this week and what it may mean for you if you're thinking about buying, refinancing, or planning a move in the near future.

Published on 11/14/2025

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50-Year Mortgages? Here’s What You Need to Know

The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.

Published on 11/11/2025

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Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.

Published on 11/08/2025