Recent Articles

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Stronger Data Last Week Caused a Slight Rate Bump

Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners

Published on 12/01/2025

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Mortgage Market Update: What This Week’s Trends Mean for Homebuyer

As we head into the final weeks of fall, the housing market continues to show steady activity, giving buyers more clarity and confidence than we’ve seen in recent months. Even though financial markets remain sensitive to economic data, the real estate side of the equation has been moving in a much healthier, more predictable direction.

Published on 11/21/2025

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What Today’s Jobs Report Means for Mortgage Rates

Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.

Published on 11/21/2025

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Mortgage Market Update: What This Week’s Trends Mean for Homebuyers

As we move through the fall housing season, the mortgage market continues to show steady, healthy activity—especially on the home-purchase side. Even though the broader financial markets remain sensitive to economic data and seasonal fluctuations, homebuyers are staying active and many are beginning or restarting their search. Here’s a simple breakdown of what happened this week and what it may mean for you if you're thinking about buying, refinancing, or planning a move in the near future.

Published on 11/14/2025

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50-Year Mortgages? Here’s What You Need to Know

The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.

Published on 11/11/2025

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Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.

Published on 11/08/2025

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Mortgage Market Update: What to Watch as Year-End Inflation Data Approaches

As 2025 winds down, housing activity remains steady and all eyes are on next week’s inflation report, which could shape mortgage pricing through year-end. For homebuyers and homeowners, the key is preparation—keeping pre-approvals current, understanding seller concessions, and watching for new opportunities as market conditions evolve. Here’s what to know before the next round of data is released.

Published on 11/07/2025

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What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.

Published on 11/06/2025

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Mortgage Market Update: Why Rates Bounced After the Fed Cut

This week brought another interest rate cut from the Federal Reserve, and many buyers naturally asked the same question: “If the Fed is cutting, does that mean mortgage rates are going down too?” Surprisingly, mortgage rates moved slightly higher in the days following the announcement. Here’s why.

Published on 10/31/2025

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Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

Published on 10/29/2025

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Mortgage Market Update: Signs of Strength as Fall Housing Activity Picks Up

Homebuyers and homeowners are starting to feel a little more breathing room this fall. Recent housing data shows both existing-home sales and new listings improving, while prices remain steady in most markets.

Published on 10/24/2025

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Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Published on 10/22/2025

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This Week’s Mortgage Market Snapshot: What Homebuyers & Homeowners Should Know

The mortgage market has calmed down recently, offering a bit more predictability for buyers and homeowners. Here’s a quick overview of what’s happening — and what it means for you.

Published on 10/17/2025

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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Published on 10/15/2025

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🏡 Mortgage Market Update: Rates Hover Near Yearly Lows as Inflation Report Approaches

Mortgage rates have stayed relatively steady this week, holding near their lowest levels in nearly a year. That’s welcome news for homebuyers and homeowners alike, especially after the rate volatility we saw earlier in the year.

Published on 10/10/2025

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Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

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Mortgage Market Update: What This Week’s Headlines Mean for Homebuyers

The mortgage market is always shifting, and this week brought a mix of economic news and government updates that could impact buyers and homeowners. Here’s a quick look at what’s happening and how it might affect you.

Published on 10/03/2025

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Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Published on 10/01/2025

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Mortgage Market Update: What This Week’s Headlines Mean for Homebuyers

The mortgage market saw a little bump this week, but the big picture remains encouraging for buyers and homeowners considering a refinance. Here’s what’s happening in the news — and why it matters.

Published on 09/26/2025

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3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025