As we move through the winter housing season, mortgage rates and economic data continue to shift - but the overall picture is becoming a little clearer for homebuyers and homeowners planning their next move. Here’s a simple breakdown of what happened in the mortgage market this week and what it could mean for you.
Published on 12/12/2025
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Published on 12/10/2025
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
As we head into the final month of the year, the housing and mortgage markets continue to be shaped by new economic data. This morning brought updates on inflation, personal income, and consumer sentiment—three indicators that help guide expectations around the broader economy and the direction of mortgage rates. Here’s a simple breakdown of what was released today and what it may mean for you if you’re thinking about buying, refinancing, or planning a move.
Published on 12/05/2025
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Published on 12/01/2025
As we head into the final weeks of fall, the housing market continues to show steady activity, giving buyers more clarity and confidence than we’ve seen in recent months. Even though financial markets remain sensitive to economic data, the real estate side of the equation has been moving in a much healthier, more predictable direction.
Published on 11/21/2025
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
As we move through the fall housing season, the mortgage market continues to show steady, healthy activity—especially on the home-purchase side. Even though the broader financial markets remain sensitive to economic data and seasonal fluctuations, homebuyers are staying active and many are beginning or restarting their search. Here’s a simple breakdown of what happened this week and what it may mean for you if you're thinking about buying, refinancing, or planning a move in the near future.
Published on 11/14/2025
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
As 2025 winds down, housing activity remains steady and all eyes are on next week’s inflation report, which could shape mortgage pricing through year-end. For homebuyers and homeowners, the key is preparation—keeping pre-approvals current, understanding seller concessions, and watching for new opportunities as market conditions evolve. Here’s what to know before the next round of data is released.
Published on 11/07/2025
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
This week brought another interest rate cut from the Federal Reserve, and many buyers naturally asked the same question: “If the Fed is cutting, does that mean mortgage rates are going down too?” Surprisingly, mortgage rates moved slightly higher in the days following the announcement. Here’s why.
Published on 10/31/2025
The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.
Published on 10/29/2025
Homebuyers and homeowners are starting to feel a little more breathing room this fall. Recent housing data shows both existing-home sales and new listings improving, while prices remain steady in most markets.
Published on 10/24/2025
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
The mortgage market has calmed down recently, offering a bit more predictability for buyers and homeowners. Here’s a quick overview of what’s happening — and what it means for you.
Published on 10/17/2025
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
Mortgage rates have stayed relatively steady this week, holding near their lowest levels in nearly a year. That’s welcome news for homebuyers and homeowners alike, especially after the rate volatility we saw earlier in the year.
Published on 10/10/2025
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
