Mortgage Outfitters is an independent mortgage broker serving homebuyers, homeowners, and real estate investors throughout East Tennessee.
Whether you're buying a home in Chattanooga, Cleveland, Athens, Dayton, Soddy-Daisy, Ooltewah, Hixson, or surrounding East Tennessee communities, we provide personal, one-on-one mortgage guidance from pre-approval through closing.
More Loan Options. One Place to EXPLORE THEM.
As a mortgage broker, we work with multiple wholesale lenders rather than offering mortgage products from just one bank or lender. This allows us to compare available loan programs and financing options based on your individual situation.
Mortgage Outfitters offers Conventional, FHA, VA, USDA, Jumbo, manufactured-home, DSCR and investment-property financing, HELOCs, home-equity loans, and additional non-QM options.
Why Work with an east tennessee Mortgage Broker?
Getting a mortgage isn’t one-size-fits-all. Different lenders can have different loan programs, guidelines, rates, and options—and the lender that works well for one borrower may not be the best fit for another.
As an independent mortgage broker, Mortgage Outfitters has access to multiple wholesale lenders. We can evaluate your situation, compare options available through our lender network, and help you understand the differences so you can make an informed decision.
And when a loan gets complicated, you have a local mortgage professional working with you to help navigate the process—not just a call center.
How We Help
Compare Options
We review available programs from multiple wholesale lenders based on your financing needs.
Find Solutions
From straightforward purchases to more complicated income, credit, property, or investment scenarios, we look for financing options that may fit.
Guide You Through Closing
We coordinate with the lender, real estate agents, insurance professionals, appraisers, and closing professionals to help keep your loan moving.
Stay Accessible
Questions don't always happen during banking hours. You'll have a local mortgage professional you can contact throughout the process.
FINANCING HOMES IN EAST TENNESSEE
East Tennessee includes a wide variety of properties and communities, and property characteristics can affect which financing options are available. Manufactured homes, acreage, rural properties, private roads, wells and septic systems, second homes, and investment properties can all require additional consideration when choosing a loan program.
Mortgage Outfitters works with borrowers purchasing and refinancing properties throughout East Tennessee, including Chattanooga, Cleveland, Athens, Dayton, Soddy-Daisy, Ooltewah, Hixson, and surrounding communities.
USDA & Rural Home Loans
Many East Tennessee communities include rural properties where USDA financing may be an option for eligible borrowers and properties.
VA & Conventional Financing
We help buyers explore VA, Conventional, FHA, and other financing options based on their qualifications and the property.
Manufactured Homes & Unique Properties
Manufactured homes, acreage, private roads, shared wells, and other unique property characteristics can affect financing options. We help identify loan programs and lenders that may accommodate these properties.
Second Homes & Investment Properties
East Tennessee is home to vacation, second-home, short-term-rental, and other investment properties. We can help explore financing options based on the intended use of the property.
