The newest inflation report showed that prices are still rising, but at a slower and more controlled pace. This gradual cooling trend is encouraging because it suggests that the Federal Reserve’s efforts to bring inflation down are continuing to work.
Why it matters:
Slower inflation helps create a more stable interest-rate environment.
Stable markets are generally better for both buyers and sellers.
It reduces the likelihood of sudden or unexpected price swings in borrowing costs.
While inflation is not yet back to the Fed’s long-term target, the direction is positive—and that’s what financial markets like to see.
The same report showed that personal income rose modestly last month, and consumers continued to spend at a steady level. This is viewed as a healthy balance:
People are still earning and spending
But not so fast that it risks pushing inflation higher again
For the housing market, this combination usually supports steady demand without putting upward pressure on costs.
A separate report released this morning showed that consumer sentiment—how people feel about their financial situation and the economy—improved compared to last month.
Why this matters for buyers and homeowners:
People tend to start home searches or make financial plans when they feel more confident
Better sentiment helps support early-year housing activity, especially after the holidays
More stable expectations often translate into a smoother experience for both buyers and sellers
Whether you're actively shopping or planning ahead for 2026, today’s reports paint a constructive picture:
Market conditions remain steady, creating a predictable environment for planning.
Affordability is still top-of-mind for many buyers, so it helps to stay pre-approved and ready to move when you find the right home.
Many homeowners continue to explore refinancing for payment stability, debt consolidation, or to access home equity.
Whether a refinance makes sense depends on your overall financial goals—not just market headlines.
These options remain popular for home upgrades, repairs, or consolidating higher-cost debt.
As always, the right approach depends on your long-term plans and comfort level.
If you’re new here or want to learn more about who we are, VoyageATL recently published an interview that shares the story behind Mortgage Outfitters—how the company began, why I chose the brokerage model, and the values that guide the way I serve homebuyers and homeowners.
You can read the full feature here:
https://voyageatl.com/interview/meet-wendy-seabolt-of-mortgage-outfitters-llc/
It offers a behind-the-scenes look at our mission, our commitment to personalized guidance, and what sets a small, independent mortgage brokerage apart in today’s market.
Today’s economic data showed steady, healthy trends: easing inflation, stable income growth, and improving consumer confidence. Together, these support a balanced housing market and a more predictable mortgage environment as we wrap up 2025.
If you’d like to talk through your options, review numbers, or explore the best strategy for your upcoming goals, I’m here to help—no pressure, no commitment.
You can reach me anytime at 706-994-2632 or through the contact form on this website.
