The National Association of REALTORS® reported that existing-home sales rose in September — the first monthly increase since early spring. More sellers are listing their homes, and that’s helping ease some of the tight inventory buyers have faced all year.
At the same time, prices have been holding steady, which means the market is finding a healthier balance between supply and demand. Buyers who took a break earlier in the year may find that conditions are improving as fall continues.
Many homeowners are reviewing their current mortgage terms to see whether refinancing could improve their long-term financial picture. Even a small adjustment to loan structure or term can lead to meaningful savings or help with future goals like home improvements or debt consolidation.
If you’re unsure whether refinancing makes sense in your situation, we can provide a quick, no-obligation loan review to show your current options.
Builders are still working to move end-of-year inventory, and many are offering incentives such as closing-cost assistance or home upgrades. These can make new construction an attractive option for some buyers. If you’re comparing a new home versus a resale property, we can help you look at the full cost picture — including the impact of any builder incentives or seller credits.
Buyers: A growing number of listings means more opportunity and less pressure. Having a fresh pre-qualification can help you move quickly when the right home appears.
Sellers: Balanced conditions mean accurate pricing is more important than ever. Well-priced homes are still moving quickly.
Homeowners: If you’ve been in your home for a while, this is a good time to review your mortgage and long-term plans.
Bottom line: The fall market is showing healthy signs of activity and opportunity — whether you’re planning to buy, sell, or simply check in on your mortgage strategy.
If you’d like a personalized review of your situation, Mortgage Outfitters is here to help you understand your options clearly and confidently.
