Recent Articles

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Mortgage Market Update: What This Week’s Headlines Mean for Homebuyers

The mortgage market saw a little bump this week, but the big picture remains encouraging for buyers and homeowners considering a refinance. Here’s what’s happening in the news — and why it matters.

Published on 09/26/2025

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3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025

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Fed Cuts Rates — Here’s Why Mortgage Rates Didn’t Drop (and What It Means for You)

The Fed cut rates by ¼% this week — but mortgage rates didn’t drop. In fact, they ticked slightly higher right after the announcement. Here’s why: mortgage rates move based on market expectations, not the Fed’s overnight rate, and the cut had already been priced in. Learn what this means for buyers and homeowners, plus why now may be a smart time to review your refinance options before our 10/1 pricing incentive window closes.

Published on 09/19/2025

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Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Published on 09/19/2025

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Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Published on 09/12/2025

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Why Mortgage Rates Move: What Every Homebuyer Should Know

Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.

Published on 09/03/2025

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Mortgage Market Insights – Week of August 25–29, 2025

The housing market is shifting in buyers’ favor as summer winds down, with more inventory and slower price growth creating new opportunities. But success in today’s market isn’t just about finding the right home—it’s about having the right team. From lender to real estate agent, closing attorney, and insurance partner, each plays a vital role in keeping your purchase on track.

Published on 08/29/2025

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Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.

Published on 08/27/2025

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Mortgage Market Insights – Week of August 18–22, 2025

The housing market is showing encouraging signs as we move into late summer. Here are the highlights from this past week:

Published on 08/22/2025