Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
As 2025 winds down, housing activity remains steady and all eyes are on next week’s inflation report, which could shape mortgage pricing through year-end. For homebuyers and homeowners, the key is preparation—keeping pre-approvals current, understanding seller concessions, and watching for new opportunities as market conditions evolve. Here’s what to know before the next round of data is released.
Published on 11/07/2025
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
This week brought another interest rate cut from the Federal Reserve, and many buyers naturally asked the same question: “If the Fed is cutting, does that mean mortgage rates are going down too?” Surprisingly, mortgage rates moved slightly higher in the days following the announcement. Here’s why.
Published on 10/31/2025
The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.
Published on 10/29/2025
Homebuyers and homeowners are starting to feel a little more breathing room this fall. Recent housing data shows both existing-home sales and new listings improving, while prices remain steady in most markets.
Published on 10/24/2025
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
The mortgage market has calmed down recently, offering a bit more predictability for buyers and homeowners. Here’s a quick overview of what’s happening — and what it means for you.
Published on 10/17/2025
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
